A budget is a roadmap to financial security. You wouldn’t even think about starting out on a cross country vacation without loading your GPS or at least taking a look at a road atlas. Your finances are not that different. Just like with a road trip, you need to know where you are starting from, where you want to end up and how you are going to get there. A budget gives you the essentials you need to get from point A to point B, regardless of whether you want to take the scenic route or the fastest path.